:root{
  --navy:#0b1f3a; --navy-2:#07172c; --blue:#0b6fb3; --blue-light:#76c7f2;
  --ink:#111827; --muted:#667085; --line:#dfe4ea; --soft:#f6f8fa; --paper:#fff;
  --max:1180px; --radius:22px; --shadow:0 22px 60px rgba(11,31,58,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;color:var(--ink);background:var(--paper);
  font-family:-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;
  line-height:1.55;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility
}
img{max-width:100%;height:auto}
a{color:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:18px;top:18px;z-index:100;background:white;padding:10px 14px;border-radius:8px}
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(16px);border-bottom:1px solid rgba(223,228,234,.86)
}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{display:block;width:218px}
.nav-links{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:650;color:#4c596c}
.nav-links a{text-decoration:none}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--blue)}
.nav-actions{display:flex;align-items:center;gap:12px}
.lang,.cta-small{
  display:inline-flex;align-items:center;justify-content:center;min-height:42px;
  border-radius:999px;text-decoration:none;font-weight:750
}
.lang{padding:0 14px;border:1px solid var(--line);background:#fff;color:var(--navy)}
.cta-small{padding:0 18px;background:var(--navy);color:#fff}
.mobile-menu{display:none;border:0;background:transparent;font-size:25px;color:var(--navy)}

.hero{
  position:relative;overflow:hidden;padding:108px 0 100px;
  background:
    radial-gradient(circle at 88% 18%,rgba(11,111,179,.15),transparent 31%),
    linear-gradient(180deg,#fff 0%,#f7fafc 100%)
}
.hero:before{
  content:"";position:absolute;inset:0;opacity:.33;pointer-events:none;
  background-image:
    linear-gradient(rgba(11,31,58,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(11,31,58,.05) 1px,transparent 1px);
  background-size:48px 48px;
  mask-image:linear-gradient(to right,transparent 0%,black 48%,black 100%)
}
.hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,1.18fr) minmax(320px,.82fr);gap:76px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;margin-bottom:24px;color:var(--blue);font-size:13px;font-weight:800;letter-spacing:2.2px;text-transform:uppercase}
.eyebrow:before{content:"";width:32px;height:2px;background:var(--blue)}
h1{margin:0;color:var(--navy);font-size:clamp(50px,6.6vw,84px);line-height:1.01;letter-spacing:-2.9px;font-weight:660}
.hero p{max-width:760px;margin:28px 0 0;color:#4d5a6c;font-size:clamp(19px,2vw,24px)}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:36px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:999px;font-weight:750;text-decoration:none;transition:.18s ease}
.button:hover{transform:translateY(-2px)}
.button-primary{color:#fff;background:var(--navy);box-shadow:0 12px 30px rgba(11,31,58,.18)}
.button-secondary{color:var(--navy);background:#fff;border:1px solid var(--line)}
.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.trust{padding:8px 12px;border:1px solid #d9e0e6;border-radius:999px;background:rgba(255,255,255,.8);color:#455468;font-size:12px;font-weight:750}
.hero-panel{padding:36px;border:1px solid var(--line);border-radius:30px;background:rgba(255,255,255,.91);box-shadow:var(--shadow)}
.hero-panel h2{margin:0 0 14px;color:var(--navy);font-size:31px;line-height:1.15;letter-spacing:-.8px}
.hero-panel p{margin:0;color:var(--muted);font-size:17px}
.points{display:grid;gap:13px;margin-top:26px}
.point{display:flex;gap:12px;align-items:flex-start;color:#344054;font-weight:650}
.point:before{content:"";width:8px;height:8px;flex:0 0 8px;margin-top:8px;border-radius:50%;background:var(--blue)}

section{padding:100px 0}
.dark{background:linear-gradient(135deg,var(--navy-2),var(--navy));color:#fff}
.dark-grid{display:grid;grid-template-columns:1fr 1fr;gap:76px;align-items:center}
.dark h2{margin:0;font-size:clamp(40px,5.3vw,66px);line-height:1.05;letter-spacing:-1.9px}
.dark h2 span{color:var(--blue-light)}
.dark-copy{color:#d6e0eb;font-size:19px}
.dark-copy p{margin:0 0 20px}
.section-head{display:grid;grid-template-columns:.82fr 1.18fr;gap:68px;align-items:end;margin-bottom:46px}
.kicker{font-size:13px;font-weight:800;color:var(--blue);letter-spacing:2.1px;text-transform:uppercase}
.section-title{margin:8px 0 0;color:var(--navy);font-size:clamp(35px,4.2vw,54px);line-height:1.08;letter-spacing:-1.55px}
.section-intro{margin:0;color:var(--muted);font-size:19px;max-width:660px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{padding:31px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:.18s ease}
.card:hover{transform:translateY(-4px);box-shadow:0 16px 42px rgba(11,31,58,.08);border-color:#bdd0df}
.card h3{margin:22px 0 10px;color:var(--navy);font-size:22px;letter-spacing:-.4px}
.card p{margin:0;color:var(--muted)}
.card-no{color:var(--blue);font-size:13px;font-weight:800;letter-spacing:1.4px}
.list-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.list-item{padding:20px 22px;border:1px solid var(--line);border-radius:16px;background:#fff;font-weight:700;color:#344054}
.soft{background:var(--soft)}
.process{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;counter-reset:step}
.step{border-top:1px solid var(--line);padding-top:22px;counter-increment:step}
.step:before{content:"0" counter(step);display:block;margin-bottom:20px;color:var(--blue);font-weight:800;letter-spacing:1.4px}
.step h3{margin:0 0 10px;color:var(--navy);font-size:22px}
.step p{margin:0;color:var(--muted)}
.page-hero{padding:86px 0 72px;background:linear-gradient(180deg,#fff,#f7fafc)}
.page-hero h1{font-size:clamp(46px,6vw,74px)}
.page-hero p{max-width:790px;margin:22px 0 0;color:var(--muted);font-size:21px}
.contact-box{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;padding:58px;border:1px solid #dce7ef;border-radius:32px;background:linear-gradient(135deg,#f1f7fb 0%,#fff 80%)}
.contact-box h2{margin:0;color:var(--navy);font-size:clamp(37px,4.6vw,58px);line-height:1.05;letter-spacing:-1.55px}
.contact-box p{margin:20px 0 0;color:var(--muted);font-size:18px}
.contact-card{padding:30px;border-radius:24px;background:#fff;box-shadow:0 22px 52px rgba(11,31,58,.10)}
.contact-card strong{display:block;margin-bottom:15px;color:var(--navy);font-size:22px}
.contact-card a{display:block;margin:8px 0;text-decoration:none}
.contact-card a:hover{color:var(--blue)}
footer{padding:0;background:var(--navy-2);color:#c7d3df}
.footer-main{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;padding:48px 0}
.footer-main img{width:210px;opacity:.96}
.footer-main p{max-width:520px;color:#aebdca}
.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.footer-links a{display:block;margin:7px 0;color:#d8e1e9;text-decoration:none}
.footer-bottom{display:flex;justify-content:space-between;gap:24px;border-top:1px solid rgba(255,255,255,.12);padding:22px 0 30px;color:#92a3b2;font-size:13px}

@media(max-width:980px){
  .nav-links{display:none;position:absolute;top:78px;left:0;right:0;padding:22px 20px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}.mobile-menu{display:block}
  .hero-grid,.dark-grid,.section-head,.contact-box,.footer-main{grid-template-columns:1fr;gap:38px}
  .cards{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
  .container{width:min(100% - 28px,var(--max))}
  .nav{min-height:68px}.brand img{width:185px}.cta-small{display:none}
  .hero{padding:62px 0 70px}h1{font-size:48px;letter-spacing:-1.7px}
  section{padding:72px 0}
  .cards,.list-grid,.process,.footer-links{grid-template-columns:1fr}
  .hero-panel,.contact-box{padding:28px;border-radius:22px}
  .footer-bottom{flex-direction:column}
}